Buying Guide
Whether you're a first-time buyer, relocating from out of state, or looking to move up to a bigger home — this is your starting point. From financing and down payment programs to finding the right neighborhood, I'll help you figure out what's realistic and how to get there.
3.5%
Minimum FHA down payment
$35K
Hometown Heroes assistance
All Ranges
Typical price range
30–45
Days from offer to closing
Every buyer's situation is different. Pick the path that fits you best, and I'll walk you through it.
Step-by-step guide from pre-approval to closing. Learn about Florida down payment assistance programs like Hometown Heroes (up to $35,000), FL Assist ($10,000), and more. FHA loans need just 3.5% down, and 1 in 4 first-time buyers statewide use FHA financing.
Read the guidePlain-English explanation of loan types — conventional, FHA, VA, USDA, and Florida HFA programs. What credit score you need, how pre-approval works, and what lenders actually look for. Plus a recommended local lender who knows South Florida.
Learn about financingFlorida has some of the best buyer assistance programs in the country. Hometown Heroes, FL Assist, SALUTE, MCC, and more — and how to stack them together. Many buyers qualify for way more help than they think.
See the programsWhere you buy matters just as much as what you buy. Here's help finding the right fit.
Organized by price range — $250–$350K, $350–$500K, $500–$600K — with honest descriptions of what each area offers. Boynton Beach, Lake Worth Beach, Deerfield Beach, western Boca Raton, and more.
Explore neighborhoodsCost of living breakdown, no state income tax advantage, neighborhood-by-budget guide, what to know before moving here, schools, commute times, and a complete relocation checklist.
Relocation guideCrunch the numbers and see what your options look like.
Buying Tips
July 10, 2026
A realistic look at home prices, monthly payments, and what first-time buyers can actually find.
June 15, 2026
Complete guide to down payment assistance, Hometown Heroes, FL Assist, and more.
May 20, 2026
What most first-time buyers don't budget for — insurance, HOA fees, and more.
Whether you're pre-approved and ready to go, or just starting to figure out what you can afford — I'm here to help. No pressure, just a conversation about what makes sense for you.